An insurance salesman thought he had a surefire way of cheating the insurance company he’d worked for, for almost 20 years that had just retired him early.
He thought this would be the perfect revenge for the loss of his career.
He purchased a case of rare, very expensive Cuban cigars and insured them against fire damage.
Having smoked his entire box of 12 Cuban cigars, the ex-insurance salesman filed a claim against the insurance company policy.
In his insurance claim, the salesman stated he had lost the Cuban cigars in “a series of 12 small fires”.
The insurance company refused to pay the insurance claim, citing the reason that the man had consumed the cigars in a normal fashion.
The man sued the insurance company and won the court case!!
In delivering his ruling, the judge stated “since the man held an insurance policy from the company in which it had warranted that the Cuban cigars were insurable against fire, without defining what it considered to be ‘unacceptable fire’, it was obligated to compensate the man for his loss”.
The insurance company accepted the judge’s ruling and paid the man $12,000 for the rare Cuban cigars he lost in “the fires”.
After the insurance salesman cashed his insurance claim check, the insurance company had him arrested on 12 counts of arson!
With his own insurance fire claim and testimony from the previous court case being used as evidence against him, the salesman was convicted of arson on 12 counts for burning the 12 rare Cuban cigars and sentenced to 12 months in jail.